Buying a home is one of the biggest decisions most people will ever make—and it should be an informed one. That's why I love real conversations. Just straight talk to keep you on the right track and avoid falling prey to common myths and misconceptions.
Are you torn between rushing into a home purchase or waiting in hopes that mortgage rates will drop? The decision isn’t just about speculation — it’s about your finances, risk tolerance, and market dynamics. Let’s break it down.
The 2025 government shutdown is causing delays across key mortgage services—from USDA and FHA loans to flood insurance and IRS tax transcripts. This update breaks down what’s still moving, what’s paused, and how borrowers and loan officers can stay ahead during uncertain times.
The wait is over! The Federal Reserve just cut interest rates for the first time in years—and more cuts may be coming. This could be your best chance to buy a home, refinance, or tap into equity before demand and prices surge. Don’t wait—see why acting now could save you money.
Bank Statement Mortgage Loans are designed for self-employed borrowers and entrepreneurs who don’t fit the traditional lending box. Instead of tax returns, lenders use bank statements to verify income—making it easier for freelancers, business owners, and gig workers to qualify for homeownership.
Looking to buy a home but struggling with the down payment? With the 1% Down program, you only need (yes!) 1% down. There is no PMI, and it’s even open to repeat buyers too.
