As the year comes to a close, we’re sharing heartfelt Holiday and Season’s Greetings with past clients and future homeowners. Thank you for your trust, and here’s to new beginnings ahead.
As the year comes to a close, we’re sharing heartfelt Holiday and Season’s Greetings with past clients and future homeowners. Thank you for your trust, and here’s to new beginnings ahead.
Planning to buy a home in 2026? December is the perfect time to review your credit, strengthen your savings, reduce debt, and organize financial documents. Learn how year-end financial planning can set you up for a smooth and confident homebuying journey.
BNPL services may feel convenient, but they can quietly inflate your debt-to-income ratio and jeopardize your mortgage approval. Learn why avoiding BNPL could be the key to securing your dream home.
This Thanksgiving, we pause to express our heartfelt gratitude to our amazing clients, partners, and team members. Your trust allows us to help families achieve the dream of homeownership — and that’s something we’re truly thankful for.
Fannie Mae’s Desktop Underwriter (DU) 12.0 update, effective November 16, 2025, removes the longstanding 620 minimum credit score requirement for conventional loans. Instead, DU will evaluate borrowers using a holistic risk assessment that considers multiple financial and non-credit factors...
After weeks of uncertainty, the federal government has reopened—bringing relief to the mortgage industry. FHA, VA, and USDA agencies are back in action, but backlogs mean slower loan processing. Mortgage rates remain stable, buyer confidence is rebounding, and new proposals like 50-year fixed mortgages could reshape affordability. Here’s what buyers, sellers, and lenders need to know heading into the holiday season.
