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Process

Pre-Approval.

• Speak with one of our Experienced Home Loan Experts
• Evaluate Income, Assets and Credit
• Receive a Pre-approval Letter
• Submit a solid offer on your Dream Home

Learn more about this process.

Process

Application.

• Find a Home
• Make an Offer
• Get an Offer Accepted
• Fill Out the Mortgage Application
• Update Documentation as Needed
• Review and Sign Disclosures

Process

Processing.

• Loan File is Reviewed
• Additional Dcoumentation is Requested
• File Submitted into Underwriting for credit decision to be made

Process

Underwriting.

• Loan File is Analyzed
• Confirm Borrower Meets Guideline Requirements
• Property/Appraisal is Evaluated
• Loan is Approved with Conditions

Process

Closing.

• Loan Conditions Met and Cleared
• Review of Final Closing Disclosure and Documents for Accuracy
• Borrower to Sign Closing Documents
• Loan Funded and Borrower Receives Keys to Dream Home