Get Up To $35,000 For Down Payment & Closing Costs

Get Down Payment Assistance Before Funds Run Out.

The Hometown Heroes program funds will go fast. The program begins on July 1st and is first come, first served. Last year funds ran out in 60 days. Contact us today to see if you qualify.

This program makes owning a home affordable for ALL First-Time Homebuyers, regardless of occupation. As long as you’re a Florida resident, with a FICO score of 640 and above, and are employed full-time, this program provides down payment and closing cost assistance to qualified homebuyers (up to $35,000 max).

This program can be combined with Conventional, FHA, VA, or USDA. Additionally, qualified Veterans do NOT have to be First-Time Homebuyers.

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FAQs

Do I need perfect credit?

No. A FICO score of 640 and above is all that is required. Don’t let credit stop you from becoming a homeowner.
Is this program nationwide?

No. You must live in the state of Florida to be eligible.
Do I need to be a first-responder to qualify?

No. you can qualify regardless of your occupation.
Will this program pay my down payment and closing costs?

Yes. Up to $35,000 for those who qualify.
What Is A 1st Time Homebuyer?

A 1st Time Homebuyer is someone who has not bought or sold a home in the last 3 years
How Much Down Payment & Closing Cost Assistance Can I Receive?

Down payment and closing cost assistance up to 5% of your first mortgage loan amount. The maximum amount allowed is $35,000.
How Much Money Is Available?

The Hometown Heroes program has $100 million in funding from the state of Florida.
How Much Assistance Can I Receive?

Eligible applicants can receive between $10,000 and $35,000 to use towards down payment and closing costs.